Transferwise offers global fund transfer service to around seven million users around the world. With headquarters in the UK and offices in 17 different countries, the company is well aware that even international operations need local compliance. Transferwise’s fundamental principle is helping expatriates and business people send and receive money simply and inexpensively.

Altoa is a specialized online lender focusing on SMEs and sole proprietors. Offering short-term loans to small businesses, Altoa’s online platform promoted fast applications and approvals using accounting big data and AI. Customers are often able to receive funds the next day once approved.

Sofmap, a subsidiary of Japan electronics retail giant Bic Camera Group, is a Tokyo-based online retailer of second-hand products with around 300,000 registered users in Japan. Different from traditional P2P/C2C platforms, Sofmap acquires used items from sellers for their own inventory, rather than simply connecting buyers and sellers to facilitate a sale.